Plain-language summary

Trading F&O and options involves substantial risk.
Losses may be rapid and significant, and may exceed expected stop-loss levels in fast markets.
Optilot is decision-support software only. It does not place trades and does not transmit orders.
You remain responsible for every trading decision and every broker execution.

No investment advice; no advisory relationship

Optilot does not provide personalised investment advice.
Outputs are not buy/sell recommendations.
No fiduciary, adviser–client, broker–client, portfolio-management, or research-analyst relationship is created by using Optilot.
You must make independent decisions and, where appropriate, consult a qualified professional.

No broker, exchange or order execution

Optilot does not place orders.
Optilot does not send orders to exchanges or brokers.
You manually verify and execute every action in your broker.
Broker platform prices, margin, available liquidity, and execution may differ from data displayed in Optilot.

Options and derivatives risks

Premium decay (theta).
Volatility expansion or contraction (vega).
Gamma and expiry-day risk.
Overnight and intraday gap risk.
Assignment and settlement risk where applicable.
Margin increases and intraday margin calls.
Liquidity and bid–ask spread risk.
Slippage and partial fills.
Losses may exceed expected stop-loss levels in fast markets.

Strategy-specific risks

Naked short option risk (undefined loss exposure).
Short strangle and short straddle risk.
Credit spread risk (max loss = spread width − credit received).
Debit spread risk (loss of premium paid).
Iron condor and iron fly risk on strong moves.
Long option premium loss risk (time decay against long premium).
Hedge-leg risk: closing hedge legs alone can materially increase net exposure.

Live Copilot limitations

Live Copilot uses rule-derived stop-loss and target levels.
Rule-derived levels are decision support, not guarantees.
Copilot may be wrong, late, blocked, stale, or temporarily unavailable.
Copilot may not detect every risk in every market condition.
You must verify every suggested action before acting on it.
Suggested actions are decision support, not broker instructions.

Market-data limitations

Market data may be delayed, missing, stale, incorrect, or unavailable.
Option prices shown in Optilot may differ from executable market prices.
Open interest, greeks, volatility, and derived metrics are informational only.
Data-provider outages can delay or suppress alerts.

AI, rules and model limitations

Deterministic rules may not fit every market condition.
AI or selector layers may fail, fall back, hallucinate, or produce incomplete reasoning.
Safety checks reduce risk but do not eliminate it.
Historical rules and backtests are not guarantees of future performance.

Safeguards built into Optilot

Optilot does not auto-trade.
You must acknowledge risk before using Live Copilot.
Recommended actions require your manual broker execution.
Stale or missing data should block or warn before an action is taken.
Critical events are audited.
Broker execution recording is a record only — not proof that an order was actually executed at your broker.
Dismissing a hard-stop requires a risk-dismissal reason.
Position structure changes force recalculation of the rule plan.
Legal links are visible before and after signup.

Your responsibilities

Check suitability, capital and risk tolerance before trading.
Independently verify margin, charges, taxes, liquidity and order details in your broker.
Do not trade with borrowed money, emergency funds, or money you cannot afford to lose.
Consult a qualified professional where needed.
Stop using the service if you do not understand the risks involved.

No guarantees

No profit guarantee.
No loss-cap guarantee.
No uptime guarantee.
No data-accuracy guarantee.
No guarantee that alerts will arrive before adverse price movement.

Regulatory and legal disclaimer

Optilot is operated by UpMarket India (the operating entity name and registered address will be finalised on legal counsel approval before public launch). Optilot is not, and does not hold itself out as, a SEBI-registered investment adviser, research analyst, portfolio manager, or broker unless expressly stated on this page after regulatory confirmation. Nothing in the app or its communications should be interpreted as a regulatory representation.

Reporting issues and escalations

For questions about this disclosure, contact support@upmarket.zohodesk.in with "Risk Disclosure" in the subject, or use the Contact form and select the "Compliance/legal" category. Unresolved issues can be escalated via Grievance or by writing to grievance@upmarketindia.com.

By using Live Copilot you confirm you have read and accepted these risks.